Personal Accident Insurance
Even though we take reasonable precautions in our daily lives, accidents can and do happen. Some accidents are caused by our own clumsiness or miscalculation: falling down the stairs, a slip in the bathroom or slicing our own fingers with a kitchen knife.
Some others are out of our control and done unto us, like a careless driver or an illegal PMD rider going about their way. The point is, accidents happen anytime and anywhere, whether we like it or not.
To offset these risks, consider getting a personal accident insurance plan— arguably a critical component in your portfolio.
What does Personal Accident Insurance plan cover?
A personal accident insurance policy is a type of general insurance that provides benefits in the case of accidental death, disability and injury. The benefits usually cover all phases of suffering an accident, from evacuation to hospitalisation and treatment, rehabilitation and recovery.
Because there is also the possibility that an accident results in a fatality for the victim, personal accident plans also provide a death benefit.
Personal accident insurance plans overlap with other types of insurance, including life plans, MediShield/hospitalisation plans and travel insurance, which can make them a little confusing to newcomers.
The specific type and level of coverage depend on the personal accident plan you purchase, so it’s important to shop around and compare plans in order to find the best one for your needs.
Is it necessary for me to get a Personal Accident plan?
A personal accident plan can be used to boost the payout a family receives in case of accidental death of the breadwinner. In the case of a fatal accident, the additional payout can offer an extra layer of protection to the surviving family members, which could include young children, stay-at-home spouses or retired parents.
If you’re into adventure sports and love the outdoors, it may be worthwhile protecting yourself with a comprehensive personal accident plan. This will ensure you and your family have the resources to cope with any unfortunate accidents.
For adventure seekers taking it overseas, know that travel insurance plans can also offer many of the same benefits, including evacuation, medical treatment and hospitalisation. But given the current climate of a pandemic outbreak, travel insurance falls short when it comes to infectious disease coverage.
Contact us today to get a customized Personal Accident plan according to your needs!
Why choose Us !?
Experienced
All of our staffs have up to 15 years of experience in the industry, offering competitive quotes and professional advices that best fit your personal and business needs.
Reliable
We have built good relationship with reputable and reliable insurers to provide you with the best quotation for you and your business needs.
Unique
Other than offering insurance products, we also provide services in re-financing and financing your newly purchased personal and commercial vehicle.
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5008 Ang Mo Kio Ave 5, #04-09 Techplace II, Singapore 569874
enquiry@quotefirst.com.sg